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Living in Luxembourg: A Premium for a Premium Lifestyle
Transportation in Luxembourg is efficient and facilitates easy travel throughout the country. The public transportation system, which includes an extensive bus network, a reliable tram system, and well-connected train services, is free of charge. However, if you prefer to own a car, you should consider the associated costs, such as fuel prices and insurance premiums. Additionally, this guide will highlight the benefits of sustainable mobility in Luxembourg.
Luxembourg’s healthcare system is highly esteemed for its high standards and accessibility. The country has a mandatory public health insurance system that provides universal coverage to 98% of its population. With this insurance, patients have the freedom to choose their hospital or doctor for treatment. The state health insurance covers nearly all treatments provided by general practitioners and specialists, including lab tests, childbirth, rehabilitation, hospitalization, and prescriptions.
While there is a private health sector in Luxembourg, it primarily serves as a supplemental option to cover the difference between medical fees and reimbursements. Roughly 60% of the population in Luxembourg opts for this additional complementary insurance. The public system aims to ensure equal treatment for all patients, regardless of their financial or social background. Despite being one of the most expensive healthcare systems, Luxembourg’s healthcare is also among the most generous and efficient in the world. When compared to other European countries, the cost of living in Luxembourg is typically higher, largely due to its status as a major international financial hub and its significant expatriate community. However, Luxembourg’s high salaries often compensate for these additional expenses, making it an attractive destination for professionals seeking lucrative career opportunities. Furthermore, despite being higher than the European average, the cost of living in Luxembourg is generally lower than in Scandinavian countries such as Sweden, Norway, Denmark, Finland, and Iceland, which are known for their extensive social welfare programs and substantial tax burdens.
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